Archie Emerson is a HUD-Certified Housing Counselor and real estate professional with over 30 years of experience in the housing industry. As Branch Office Manager of the NID-HCA Georgia Emerson Branch, she leads a mission-driven team that serves College Park, Atlanta, and surrounding Clayton and Fulton County communities. Under her leadership, the Emerson Branch delivers HUD-approved housing counseling and support to families facing mortgage, foreclosure, or housing instability - helping clients protect their homes, rebuild financial stability, and pursue long-term wealth through homeownership.

What We Offer

1-on-1 Counseling Services

• Resolving or preventing forward mortgage delinquency or default

• Guidance on understanding default notices and exploring loss-mitigation options

• Support with preparing required documentation for mortgage assistance or relief programs

• Personalized action plans to help families stabilize and maintain homeownership

Group Workshops & Education Programs

• Community education on mortgage management and early delinquency intervention

• Financial awareness sessions focused on preventing default and sustaining stability

• Homeowner stability discussions and resources for families of Clayton and Fulton Counties

• Outreach and education for renters and homeowners in College Park, Atlanta, and surrounding areas

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This focused counseling and education approach reflects NID-HCA’s commitment to empowering communities - giving homeowners and renters access to both practical help and long-term prevention tools to maintain stable housing and financial well-being.