Blog, News Events
April 1, 2021

NID Housing works closely with federal agencies like HUD and the CFPB to guide and protect consumers in their housing-related and other needs. The federal halt to rental evictions has been delayed. Please see the following brief video from the CFPB and, for more information, please contact your local NID branch office, or call us at the National Office. If you’re struggling to pay your rent due to the coronavirus pandemic, you...

Blog, Newsletter
February 25, 2022

Year after year NID-HCA is making a difference in so many ways; fiscal year 2021 is no different and 2022 is on pace to increase those numbers. We’d like to highlight some of our current programs. Housing Stability and Counseling Program (HSCP) The COVID-19 pandemic continues to worsen existing inequalities across the United States. Unfortunately, many families and individuals throughout the nation continue to face job loss, difficulty in obtaining an affordable home mortgage, financial...

Blog, Press Releases
August 26, 2019

NID Housing President and Founder, Mr. Ray Carlisle, Sr., recently commented on a study linking rejection of homeowners’ home warranty insurance claims and the race of the homeowner.  The study involved self-reported claims approval by homeowners and established a nearly 20-percentage point difference between white homeowner claims and minority homeowner claims.  White homeowners reported that 73% of their home warranty claims were approved versus only 55% approval rate reported by minority homeowners.

Blog, Press Releases
October 24, 2018

Recently, HUD announced the latest cycle of housing counseling grants totaling $47 million dollars.  NID secured one of the largest grants in the United States.  HUD Secretary Ben Carson described NID’s work as “counselors on the front lines, guiding people through their first home purchase and the ups and downs of homeownership.” (See HUD press release here). Latisha Carlisle, Vice President for Housing Programs at NID, and manager for HUD counseling and education at...

Client Stories
October 9, 2017

New NID Housing Certified Branch Office Manager Maurice Muhammad discusses the satisfaction in providing NID Housing and HUD-approved counseling and education to a client: It was a honor and I was humbled to offer assistance to the black and underserved community of New Orleans. I spoke to a family that fell on hard times and the husband had lost his job. It was obvious that it was hard for him to...

Blog, Newsletter, Press Releases
March 19, 2019

Oakland native Ray Carlisle explains historic agreement to Derrick Johnson, President/CEO, NAACP and Leon Russell, Board Chair, NAACP at their national Board Meeting in New York. NID Housing and the NAACP recently executed a five-year MOU to affirmatively address homeownership and wealth building in minority and low-income neighborhoods.  Mr. Ray Carlisle, Sr., NID President and CEO, attended the NAACP Board of Directors meeting in New York City on February 16,...

August 30, 2018

On August 13, 2018, the United States Department of Housing and Urban Development (“HUD”) filed a Fair Housing complaint against Facebook claiming that the popular social media site used discriminatory tactics to advertise housing opportunities to its users.  The Fair Housing Act (42 USC §3604) makes illegal any discrimination in the sale or rental of housing based on race, color, religion, sex, familial status, or national origin. The HUD complaint alleges that Facebook used its enormous...

Blog, Press Releases
October 26, 2019

NID Housing has worked for decades analyzing the housing policy impact on low-income and minority communities, in addition to serving clients in our communities.  With the explosion of new technologies in private and public industries, the task of analyzing policy impact has been made much more difficult.  While it has always been extremely onerous to establish discriminatory intent in policy practices, consumers could always look to establish a disparate impact to show a constitutional frailty...