Ms. Olga L. Tovar is a HUD-Certified Housing Counselor with over 10 years of experience serving communities throughout California. She is dedicated to creating safe, stable, and affordable housing opportunities for families and has built her career around empowering clients through financial literacy, credit education, homeownership readiness, and foreclosure prevention. Olga has provided comprehensive HUD-approved homebuyer education and one-on-one counseling to hundreds of individuals and families, helping them build confidence, strengthen financial habits, and take informed steps toward sustainable housing.

Her commitment to service is matched by her deep connection to community and family. She is a proud mother and grandmother who embraces every adventure life brings with her four daughters and five grandchildren.

What We Offer

1-on-1 Counseling Services

• Rental counseling and tenant education

• Resolving or preventing forward mortgage delinquency or default

• Preventing or resolving reverse mortgage delinquency

• Personalized homeownership readiness and financial guidance

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Group Workshops & Education Programs

• Fair Housing education

• Pre-purchase homebuyer education workshops

• Financial literacy and credit awareness sessions

• Community outreach and support for Alameda County and the Bay Area

This combination of one-on-one counseling and group-based education reflects NID-HCA’s mission to empower residents with the knowledge, skills, and resources needed to achieve long-term housing stability and homeownership success.